If you have been involved in a Colorado car accident with an uninsured driver, you may have many concerns. How will you fix your car? How will you pay for medical expenses? Who will compensate you for your injuries?Failure to carry insurance is an infraction – Colorado law specifies drivers must have both Bodily Injury Liability and Property Damage Liability coverage. While the uninsured driver may face a variety of penalties, the injured party may be left dealing with medical bills on their own. These costs can be extremely high and, when the driver responsible for these costs does not own insurance, these car crash cases often become difficult and lengthy.
When this occurs, it is imperative that you retain the services of an experienced Colorado personal injury attorney immediately to handle your Colorado car crash case. Your attorney will be able to negotiate with insurance companies on your behalf and file the necessary claims against the driver who is responsible for your injuries.
Colorado Car Insurance Requirements
Colorado law specifies the following minimum car insurance coverage:
- Bodily Injury Liability: $25,000 per injured person/$50,000 per accident Limit
- Property Damage Liability: $15,000 Limit
Colorado utilizes the common “Tort System” to resolve liability for car accidents: one party is determined to be at fault for the accident, and that party and their insurance company are responsible for paying the resulting damages. Following any car accident with an uninsured driver, you should immediately seek legal advice to ensure that your rights are protected.
Assistance If You Are Involved in an Accident with an Uninsured Driver
Colorado liability law offers many built-in protections for motorists, even if they are involved in an accident with an uninsured driver. Oftentimes, drivers who are uninsured (no auto insurance) or underinsured (insufficient car insurance to pay for damages they have caused) cause car crashes. This is why Colorado state law requires companies selling auto insurance in Colorado Springs to offer uninsured/underinsured motorist insurance with all of their insurance policies, unless the policy owner refuses the coverage in writing. With this coverage, you would be eligible for compensation from your own automobile insurance company if you were involved in a car accident with an uninsured or under insured driver.
If you or someone you love is involved in a Colorado Springs car crash with an uninsured or underinsured driver, it is important to discuss your case with an experienced and knowledgeable Colorado Springs car crash attorney immediately. Your attorney will be able to review all of your legal options with you and ensure that you receive the compensation you deserve as quickly as possible. If you have been in an accident, Colorado Springs Personal Injury Lawyer Andrew C. Bubb will review your case for free and discuss with you all of your legal options. In some cases you may be able to recover compensation for medical expenses, lost wages, property damage, and pain and suffering. Call 1 (800) 773-4492 today or contact us through our website contact forms.
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