Colorado Personal Injury Lawyer Andrew C. Bubb
Disputes often arise between insurance companies and those they insure over policy claims. Insurance companies have ways of interpreting their policies that favor themselves, thereby minimizing the amount they offer to their policyholders. Many insurance policyholders are not aware of their rights nor do they fully understand the technical language used in their insurance policies. Policyholders may not dispute unfair offers from insurance companies, and as a result, they unfortunately forfeit benefits to which they may be rightfully entitled. If you are in disagreement with your Colorado insurance company over a claim, a Colorado insurance dispute lawyer can use his or her expertise to resolve your disagreement.
In Colorado, insurance companies have a duty to fulfill their contractual obligations and act in good faith toward their policyholders. Sometimes insurance companies have legitimate reasons for offering a lower settlement or rejecting insurance claims based upon the insurance contract terms. An insurance dispute often occurs when an insured person interprets their insurance policy coverage differently than their insurance company. If you have a dispute with your insurance company over a claim, a Colorado insurance dispute attorney can negotiate on your behalf to receive a fair settlement.
Insurance disputes are common in personal injury cases. Auto accident injuries that typically involve the head, neck, and back may require long-term treatment, making it difficult to anticipate future medical costs. As a result, insurance companies may offer a settlement that does not adequately provide for these future expenses. Insurance disputes are also common in at-fault states like Colorado. In an at-fault state, the driver at fault for an auto accident is financially responsible for damages and injuries. Regrettably, determining fault can be complicated and most insurance companies will not settle a claim until fault has been determined.
Unfortunately, many disputes arise because insurance companies are trying to minimize how much they pay out on claims. They may do this by making unfair low offers, delaying claims processing, or denying legitimate insurance claims. Unfair treatment of policyholders by the insurance company is insurance bad faith and may be the basis for a lawsuit. It is best to consult a Colorado insurance dispute attorney for advice if you suspect insurance bad faith.
If you believe the settlement offered by your insurance company for your personal injury or auto accident is unfair, a Colorado insurance dispute attorney can evaluate your situation and work to settle the dispute over insurance coverage. If it is determined that your insurance company has acted in bad faith, a Colorado insurance dispute lawyer can file an insurance bad faith lawsuit against the insurance company to help you recover your full benefit amount.
If you have been in an accident, Colorado Personal Injury Lawyer Andrew C. Bubb will review your case for free and discuss with you all of your legal options. In some cases you may be able to recover compensation for medical expenses, lost wages, property damage, and pain and suffering. Call 1 (800) 773-4492 today or contact us through our website contact forms.
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Car Accidents and the Uninsured
Protecting the Insured
